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The Man in the Warm Fleece

On the 11th of March 2021, a leading banking firm offered accounts to those with no   fixed abode so that they could access money without keeping it on them at all times. In March 2031, a better solution was found. People staggered down the back alley all the time.   Lovers, strangers, people who cared and had no means to help, people who had the   means to help but didn’t care. Some who staggered spat into the ratty hat left in front   of the homeless man. Two teenagers dropped rocks into it, giggled, moved on.   There were many who staggered down the back alley. But one person was new. Different. Not like the others. Garth Mendis staggered down the alley with his tie askew, his top button undone and   his dreams shattered.   He swigged from the bottle of tonic wine freely, looking up at the obelisk flats, their   endless slat windows, the permanent haze of smog.   At some point in the twenty first centu...